Well, I just saw this beautiful handbag on my trip to the mall Saturday.  I love purses you know.  So there, I excitedly looked and checked on the features.  But it was too pricey.  I thought of buying it through a credit card but I don’t have one.  Sure is a nice gift for myself this Christmas.

When I got home, I talked to my husband about it.  He permitted me to get instant online credit card application, which surprised me.  Although, I am happy because I will be getting my own credit card now.  Of course, I will be very careful and responsible in using it.  Reading credit card user tips and guides at http://www.creditcardsinstantdecision.co.uk/ helps me understand more about credit cards.